Welcome Black Moms, African American Parents, Mothers of Color, Single Moms,Dads

Bran Female St.louis,MO United States Minor Outlying Islands: Share

Blog Posts
Discussions (31)
Groups (6)
Photos
Photo Albums
Videos

Bran's Apps

Bran's Friends

View All

Bran's Groups

Sons of Ours

94 members
Black Women and their ...

31 members

Proud Mothers

75 members
Christian Moms

31 members

Believe on Him

36 members

View All

Bran's Discussions

Bran's Page

Gifts Received

Bran has not received any gifts yet

Give Bran a Gift

Latest Activity

alicia a cleveland left a comment for Bran

November 11

Robin Lelani Thompson left a comment for Bran

October 3

Profile Information

Why join the Black Moms Network?

Meet new people like myself.

How did you find the black moms club?

Cafemom

How many children do you have?

About Me:

I am married. My husband and I are young parents with a large family. I am a christian. I also work full time.

Age:

Gender

Female

Location:

St.louis

Favorite Website:

http://naturalsuccess.com

Comment Wall (9 comments)

You need to be a member of Black Moms Club to add comments!

Join this Ning Network

At 2:07pm on November 11, 2009, alicia a cleveland said…: Hello this Alicia my son that is aut He is not doing good right now just pray for him My husband is trying to come around I told him about being negative I just cant that

At 9:31am on October 3, 2009, Robin Lelani Thompson said…: Good Morning Bran!!! Up with the sunrise taking care of business woman? lol I pray you enjoy a blessed weekend in the Lord my sistah. I'll be posting pt5 of my Pimp Daddy in the Pulpit storyline on Monday. I look forward to your honest commentary. Love ya.
Robminx

robminx

At 8:09pm on May 16, 2009, pgcountywoman said…: Hello,
Please continue to take one day at a time. Learning to control your finances is a very difficult thing. I was in terrible shape about 9 to 10 years ago. Maybe my strategies can help you. I did 3 things. First, I Prayed and asked the Lord that if he got me out of my financial mess I wouldn't get back in. Then for financial education, I started watching the Suze Orman show and reading her books. In addition, I also follow Michelle Singletary and sometimes Dave Ramsey. These people are awsome. Just hang in there and don't give up.

At 2:21pm on April 14, 2009, Spirit Filled said…: Thanks for your respond. And stay encouraged.

~Spirit

At 8:18am on April 11, 2009, Germanie said…: Hello Bran and thanks for you comment. I agree with you on some things you mentioned. As far as the b/f that's done. As far as my daughter's schooling I am always involved in meetings and everything. The thing that that is holding somethings back is transportation which I am trying to get back on my feet. I have chosen to complete school online instead of traditional and plan to go further. I have had my daughter in karate and she did not want to do it no more I have thought about ROTC but won't that be too much for her ?

At 3:02pm on April 10, 2009, Fruitbowlk said…: lol. I started out saving $5.00 every paycheck and increased the amount when I could. Something is always better than nothing.

Don't be afraid to invest. Invest and forget about it. It doesn't cost a lot now days to do so. I was afriad at first also. I was in fixed for years but know I'm more aggressive and I enjoy seeing my balance going up and down. But you have to get to that point. Start slow and low for know.

At 2:02pm on April 8, 2009, Fruitbowlk said…: Hey Bran

So what are some of the things you are doing to try and control your finances?

I'm on Dave Ramsey 7 Baby steps.

1. $1,000 to start an Emergency Fund
2 Pay off all debt using the Debt Snowball
3 Three to six months of expenses in savings
4 Invest 15 percent of household income into Roth IRAs and pre-tax retirement
5 College funding for children
6 Pay off home early
7 Build wealth and give!
Invest in mutual funds and real estate

I have been on his plan for about a year and it really has change how I look and think about money. I have taken his Financial Peace University at my church and it really made a differents I paid $100 for the kit but you don't have to I invited my friend and she came for free. One you find a church or community center that is doing the class they will give you a code and with that code you will get all the paperwork you will need for the class so it will be no need for you to pay.
Look it up at this site: http://www.daveramsey.com/fpu/home/

Doing a budget is the big and not shopping compusively is the big things I had to work on. If I can help in any way please let me know. You can do it.

Dave Ramsey might not be for you if not We can look else where. to find a program or book etc that will work for you and your finances.

I also read his book and suze orman book and he has a downloadable or
cd

Dave Ramsey's Personal Finance Software
Build your monthly cash flow plan, calculate how quickly you can roll through your debt snowball, determine monthly savings needed for retirement, plan for annual expenses, and balance your checkbook with the Personal Finance Software.

Good Luck.

At 9:27am on April 6, 2009, toni bolden said…: Hello , Bran
Thanks ,Its good to see the big family is still alive,and has love in Christ in them

At 2:01pm on April 3, 2009, Angie said…: Thanks for responding. You made a lot of important points that I agree with. May God bless you and your family. Have a great day!!!