Jessica Eskridge's Groups

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Moms With Credit Issues

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Preemie moms

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Jessica Eskridge's Page

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Why join the Black Moms Network?

The friends I do have are single with no children living the life of an average 20something.

How did you find the black moms club?

Search Engine

How many children do you have?

2....I have a 6 year old daughter and a 2 year old son

About Me:

I will probably change this several times so to start. I am a 25 year old mother of 2 who is looking to really start living. I will be returning to school to become a pharmacist but am currently working as a pharmacy technician. I love my kids, my career path, but feel like I'm just getting started. Most if not all of my friends are single with no children and own their own homes. I don't regret my life I just wonder sometimes. I need to connect with people in general but have always found it hard to with black people. I normally get that I'm too "white-washed", interested in "square" activities or act older than my 25 years. I just want to be who I am and not have to feel like I'm living in a perpetual state of being in high school.

Age:

Gender

Female

Location:

San Diego, Ca

Favorite Website:

http://www.craigslist.org/sandiego

Myspace

http://www.myspace.com/eskridge4

Comment Wall (4 comments)

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At 3:45pm on July 12, 2008, Anthony Lester said…: NubianGraphics.com

At 10:42pm on July 11, 2008, Tracy said…: Hi, my name is Tracy and I am a member of the Black Mom’s Club. I am doing my dissertation on parenting stress and social support among African American mothers. I am inviting you to participate. This is an important study because there’s a lack of studies about our parenting issues and experiences.

To participate you must have a biological child between age of 5-9, married (first time) or single (not divorced or separated) and US Citizen. If husband/mate in the home, he must be biological father of at least one of your children.

Please take a few minutes and complete the entire survey. For completing the survey, you can enter a drawing for a chance to win a $100 Target gift card.

Thanks for your help and support.

Click Here to take survey

At 11:29pm on June 25, 2008, jasai said…: Become one of the new FastGirls!

Modern girls are employing the ancient yet timeless practice of fasting to experience an authentic healing of body, mind and spirit.

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At 1:14am on June 25, 2008, Nicholle said…: Hey Jessica,
I saw your post over on the credit issues group, and even though I am not a member of that group, I have lots of insight into this topic, seeing as how I spent the last 3 years seriously rebuilding my credit.

Step 1 is to get educated on the issue of credit. A great place to start- www.myfico.com

Step 2 is to order your credit report, available for free at www.annualcreditreport.com

Step 3 is to begin the process of cleaning the report up, disputing all of the incorrect info, and deciding on a plan for repaying your debt.

Step 4 is to contact the creditors, tell them you are trying to straighten up your credit and want to settle the accounts, and see if they are willing to settle for a % of the actual debt. Come up with amounts/a payment plan you can actually afford.

Step 5 is to begin repaying and rebuilding your credit. Once youve been paying for 6 months or so, apply for a secured credit card through your bank or credit union. This is basically a savings account with a credit line = to your balance, but when you "charge" on the account, it is reported to the credit bureau.

Use the secured card responsibly- charge small amounts and pay it off monthly. And you will be able to apply for an unsecured card in about six more months.

Read and ask questions on the FICO boards and check out Glinda Bridgforth's book "Girl, Get Your Credit Straight!"

Good Luck! oh and Welcome to BMC